General Information for College Student Loans


You will need to provide the following: no later than May 15th for the Fall semester and November 1st for the Spring semester:

  • Your student loan application (available here)
  •  Applications for three (3) guarantors (available here). Your guarantors must be over 18 years of age, residents of Arizona, and Jewish. Because Arizona is a community-property state, a married couple is considered as one guarantor.
  • Proof of enrollment (class schedule or tuition payment receipt) for Fall semester.
  • University Student Aid Award Letter if you have applied through FAFSA.
  • Transcript of your grades, if you are not an incoming Freshman, showing your GPA.

An interview will be scheduled (either in person or via Zoom) for you and all of your guarantors, who must be present. During the interview you and your guarantors will be able to ask any questions, and your interviewers will explain the process for check disbursement, repayment terms, and the need to do a community service (Tikkun Olam) project.

Before a check is issued, all of the promissory notes must be signed (and notarized, if required) and returned to the office with a photocopy of your picture ID.

**Submitted documents will be accepted by mail (3443 North Central Avenue, Suite 707, Phoenix, AZ 85012), fax (602-230-0180) or email to [email protected].


In order to receive the second loan disbursement, for the Spring semester, the following will need to be submitted to JFL, no later than January 5th:

  • Second semester/quarter proof of enrollment (student class schedule)
  • A transcript showing your grades and current GPA.
  • A progress report/update on your Tikkun Olam project

**See document submission information above.

  • You must be current in your loan repayments in order to receive a check.
  • Spring semester disbursements are mailed upon receipt of your documents.


For a continuing loan, for your next Fall semester, you will need to submit:

  • A new student loan application.
  • An update (form provided) for your guarantors.
  • Application if you need a new guarantor.
  • Proof of enrollment (schedule) for Fall semester.
  • University Student Aid Award Letter if you have applied through FAFSA.
  • Transcript of your previous semester’s grades showing your GPA.
  • An update or final report on your Tikkun Olam project.
  • You and all guarantors will be required to sign new promissory notes.
  • You will need to sign a new Tikkun Olan commitment form.